I heard that you can buy check paper (??) and print your own checks
but my wife says you have to have special ink to do so or you might
get charged an additional fee to clear the checks thru the bank. I
don't know if she is right so does anyone know if she is right? If
she is right, can you buy the special ink for any inkjet printer
(Canon in my case) ?
On Sat, 16 Jun 2007 17:31:39 -0500, RnR <rnrtexas@gmail.com> wrote:
>I heard that you can buy check paper (??) and print your own checks
>but my wife says you have to have special ink to do so or you might
>get charged an additional fee to clear the checks thru the bank. I
>don't know if she is right so does anyone know if she is right? If
>she is right, can you buy the special ink for any inkjet printer
>(Canon in my case) ?
This is cool -- I'd love to print my own checks, and do my own
postage. This is a blindspot for me too. I have a Canon inkjet
(5200ir), HP inkjet (7410), and HP laser.
(I'd love to print my own money too but I doubt home printing
technology is up to par yet)
On Sat, 16 Jun 2007 17:31:39 -0500, RnR <rnrtexas@gmail.com> wrote:
>I heard that you can buy check paper (??) and print your own checks
>but my wife says you have to have special ink to do so or you might
>get charged an additional fee to clear the checks thru the bank. I
>don't know if she is right so does anyone know if she is right? If
>she is right, can you buy the special ink for any inkjet printer
>(Canon in my case) ?
In further checking, looks like my wife is correct so I guess I'll
scrap this idea.
> I heard that you can buy check paper (??) and print your own checks
> but my wife says you have to have special ink to do so or you might
> get charged an additional fee to clear the checks thru the bank. I
> don't know if she is right so does anyone know if she is right? If
> she is right, can you buy the special ink for any inkjet printer
> (Canon in my case) ?
Doing it this way requires "magnetic ink" that confirms to MIRC. It is
a U.S. Treasury Dept. and Federal Bank requirement so that checks can be
cleared electronically and also conform to the new electronic banking
rules. The ink does cost a little bit more than regular ink but, overall,
is offset savings for the fees paid to the bank for pre-printed checks.
For more information, visit VersaCheck's home page at:
You are probably talking about MICR toner. I know you can get it for laser
printers. Not sure about Ink Jets.
I'm sure a quick search will let you know.
"RnR" <rnrtexas@gmail.com> wrote in message
news:sso873pl72fhct95sno4glljs1oo0o4j2h@4ax.com...
>I heard that you can buy check paper (??) and print your own checks
> but my wife says you have to have special ink to do so or you might
> get charged an additional fee to clear the checks thru the bank. I
> don't know if she is right so does anyone know if she is right? If
> she is right, can you buy the special ink for any inkjet printer
> (Canon in my case) ?
Mistoffolees wrote:
>
> RnR wrote:
>
>> I heard that you can buy check paper (??) and print your own checks
>> but my wife says you have to have special ink to do so or you might
>> get charged an additional fee to clear the checks thru the bank. I
>> don't know if she is right so does anyone know if she is right? If
>> she is right, can you buy the special ink for any inkjet printer
>> (Canon in my case) ?
>
>
> Doing it this way requires "magnetic ink" that confirms to MIRC. It is
> a U.S. Treasury Dept. and Federal Bank requirement so that checks can be
> cleared electronically and also conform to the new electronic banking
> rules. The ink does cost a little bit more than regular ink but, overall,
> is offset savings for the fees paid to the bank for pre-printed checks.
Don't order checks from your back. I've been ordering from Checks in the
Mail for years, never a problem with them or my bank.
> I heard that you can buy check paper (??) and print your own
> checks but my wife says you have to have special ink to do
> so or you might get charged an additional fee to clear the
> checks thru the bank.
Yes, you can do that, if you have software that supports doing so.
As to whether or not you'd need special ink, you should ask your bank.
I once ran a proof machine at a bank and handled checks printed on a
computer with plain ink or toner. Sometimes it would use character
recognition and run through on its own, other times I'd have to help
it.
But I don't think there was any additional charge for things like
this.
Running a web search on MICR ink and your printer's model number
should answer your other question. MICR toner is readily available for
almost any popular laser printer and ink should be much the same way.
These may not be cheap, however.
> This is cool -- I'd love to print my own checks, and do my
> own postage.
The postage will probably be the easiest of anything out there, and
should work with almost any printer. I do some buying on eBay and have
seen many a seller send out boxes with postage that clearly came from
a laser or inkjet printer.
> (I'd love to print my own money too but I doubt home
> printing technology is up to par yet)
There's been some concern about printers being good enough to print
phony currency and other valuable documents...see http://www.eff.org/Privacy/printers/list.php for more information on
this very subject.
I also remember reading an article where a student prepared a
demonstration on counterfeiting money with a home inkjet printer and
ended up getting in some trouble for it when people took the bills
that had been made and started passing them...
"RnR" <rnrtexas@gmail.com> wrote in message
news:sso873pl72fhct95sno4glljs1oo0o4j2h@4ax.com...
>I heard that you can buy check paper (??) and print your own checks
> but my wife says you have to have special ink to do so or you might
> get charged an additional fee to clear the checks thru the bank. I
> don't know if she is right so does anyone know if she is right? If
> she is right, can you buy the special ink for any inkjet printer
> (Canon in my case) ?
Maybe I'm getting a little OT here (or actually OOT), but why go through the
trouble in the first place? You can just use electronic bill pay at the bank
and they'll print the check - and pay the postage. In most cases, they don't
even print a check, they just do an EFT transaction. On average, I write
less than one check a month these days. Even though writing anything by hand
is excruciatingly painful for me, it's still easier than trying to get a
check lined up right in the printer and hoping it doesn't smudge or jam.
On Mon, 18 Jun 2007 21:39:07 -0400, "Nick Danger"
<yourname@yourdomain.com> wrote:
>
>"RnR" <rnrtexas@gmail.com> wrote in message
>news:sso873pl72fhct95sno4glljs1oo0o4j2h@4ax.com.. .
>>I heard that you can buy check paper (??) and print your own checks
>> but my wife says you have to have special ink to do so or you might
>> get charged an additional fee to clear the checks thru the bank. I
>> don't know if she is right so does anyone know if she is right? If
>> she is right, can you buy the special ink for any inkjet printer
>> (Canon in my case) ?
>
>Maybe I'm getting a little OT here (or actually OOT), but why go through the
>trouble in the first place? You can just use electronic bill pay at the bank
>and they'll print the check - and pay the postage. In most cases, they don't
>even print a check, they just do an EFT transaction. On average, I write
>less than one check a month these days. Even though writing anything by hand
>is excruciatingly painful for me, it's still easier than trying to get a
>check lined up right in the printer and hoping it doesn't smudge or jam.
>
I agree. I expect it's going to be too costly and I will write less
checks from now on so I might as buy them the usual way since I won't
have to do it as often anyway. thanks.
OT: check printing at home 
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